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Mortgages for Newcomers in Ontario

Canada is a country of newcomers. Buying a home is one of the biggest goals for both new Canadians and those born here. Read on, and you’ll learn about the most important things you need to know before you can buy a home in Canada as a recent immigrant.

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How Much Does a Mortgage Cost in Ontario?

Most of us have a goal to pay off our mortgage as soon as we can because of the cost. Every mortgage has costs, and sometimes the nature of these costs is unclear or not explained very well. Let’s dive into the costs of a mortgage in Ontario.

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How to Make a Budget

Getting your finances in order doesn’t have to be scary. In this article, we’ll guide you through the steps necessary to create a solid and realistic budget to help you in your financial journey.

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How Can You Make Money In Real Estate?

When you buy and rent a property, your income comes from the rent that you earn. After you subtract out your expenses, what is left is your profit, right? Of course, but that’s too simple. Let’s walk through a deeper dive into the four main ways you can make money and build wealth by investing in real estate.

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Looking to Buy a Cottage in Ontario? You're Not Alone!

Working on your laptop from the lake can be a reality. Learn about cottage financing, cottage property types, mortgages for cottages, and refinancing for a cottage as a cottage purchase strategy. From coast to coast, the line between a primary residence and recreational property is blurring.

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Managing Finances for Couples

If you’re embarking on life with your chosen partner, that involves merging some aspects of your lifestyles – including finances. You have a series of big decisions ahead of you, but you also have a lot of freedom regarding how you choose to navigate those decisions. Let’s take a look at how to approach managing finances for couples so that you can begin your life together on the right foot and make your dreams come true.

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How Do Mortgage Brokers Make Money?

Do You Want To Know How Mortgage Brokers Get Paid?

Are you considering buying a home and wondering if a mortgage broker is right for you? Maybe you have used a mortgage broker before and are curious how the mortgage broker got paid since you didn't get an invoice from them. Maybe you want to know if a mortgage broker is biased or not toward one bank or another.

Keep reading, and you can learn the facts about how mortgage brokers get paid in Ontario.

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Should You Get Mortgage Life Insurance?

Thinking about life insurance can be daunting, but it’s an important topic that needs to be addressed sooner rather than later, so your family can be taken care of after you are gone. There are various life insurance options out there, but one you may not be aware of is mortgage life insurance. Here is a brief rundown of what it is and how it differs from regular life insurance.

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