A graduate program is a mortgage solution designed to help borrowers transition from alternative lending to more traditional lending options. This program typically helps clients move from higher interest rates with an alternative lender to lower rates offered by traditional lenders.

Key Aspects of the Graduate Program:

• Interest Rate Reduction Path: As borrowers build a stronger credit history or improve financial stability, they can access lower rates from traditional lenders, reducing overall mortgage costs.

• Supports Credit Improvement: Aimed at helping clients strengthen their credit profile, enabling a smoother transition to traditional lending options over time.

Overall, graduate programs provide a pathway to more affordable mortgage options for borrowers ready to shift from alternative lending to conventional loans.

To learn about which lenders offer graduate programs, read our Lender Reviews.

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