MCAP
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Review of MCAP Mortgages
MCAP is Canada’s largest independent Mortgage Finance Company. MCAP originates, trades, securitizes and services residential, construction and commercial assets on behalf of institutional investors.
MCAP is committed to providing tailored mortgage solutions with competitive rates and flexible options through their hybrid mortgage and Fusion HELOC product. They also have the bank statement program and rental program.
Type of Lender: Monoline
Relevant Links: Mortgage Calculator & Client Portal
Today’s Lowest Rates from MCAP
Ideal Client
MCAP is ideally suited for first-time buyers, business owners, self-employed individuals, investors, and new Canadians seeking flexible mortgage options and competitive rates.
Special Features:
MCAP offers a variety of mortgage products designed to meet diverse financial needs. Their loan services include a Home Equity Line of Credit (HELOC) for flexible borrowing, as well as a bank statement program that makes it easier for self-employed individuals to qualify using their bank statements instead of traditional income documentation. They also have a rental program to assist investors looking to finance rental properties. Additionally, their graduate program helps clients transition from alternative financing back to lower-rate lenders. Understanding your options will help you make the best decision for your financial situation.
Downsides:
When considering this lender, it's important to keep in mind a couple of key downsides. First, they don't offer traditional banking services, which means you won't find products like checking or savings accounts. Additionally, they operate without physical branches, so all your interactions will be online or over the phone. While these factors might not be a dealbreaker for everyone, it's good to be aware of them as you make your mortgage decision.
Best Suited For:
Explore More:
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Alternative Lenders
- Sep. 9, 2024 NPX
- Sep. 9, 2024 Home Trust
- Sep. 9, 2024 Haventree Bank
- Sep. 9, 2024 Community Trust
- Sep. 9, 2024 Bridgewater Bank
-
Big Banks
- Sep. 9, 2024 TD Canada Trust
- Sep. 9, 2024 Scotiabank
- Sep. 9, 2024 RBC
- Sep. 9, 2024 CIBC
- Sep. 9, 2024 BMO
-
Credit Unions
- Sep. 9, 2024 Meridian
- Sep. 9, 2024 FirstOntario Credit Union
- Sep. 9, 2024 DUCA Credit Union
- Sep. 9, 2024 Desjardins
-
Monolines
- Sep. 9, 2024 Strive Capital
- Sep. 9, 2024 RMG Mortgages
- Sep. 9, 2024 RFA
- Sep. 9, 2024 MERIX Financial
- Sep. 9, 2024 MCAP
- Sep. 9, 2024 Marathon Mortgage Corp
- Sep. 9, 2024 First National
- Sep. 9, 2024 CMLS Financial
-
Other Banks
- Sep. 9, 2024 B2B Bank
- Sep. 9, 2024 CWB Optimum
- Sep. 9, 2024 Equitable Bank
- Sep. 9, 2024 Manulife Bank