Explore the List of Mortgage Lenders

Making an informed decision when choosing a mortgage lender is crucial, but navigating the variety of options can be overwhelming. That’s why we’ve created this resource of mortgage lenders in Ontario—to provide you with easy access to the information you need to compare lenders.

For more information about many of the mortgage lenders in Ontario, select the lender by the categorized list below to learn more.

Lender Type:

Based on how the lender does business:

Lending Scenario:

Based on your current situation:

Big Banks David Pipe Big Banks David Pipe

BMO

BMO, one of Canada's Big 5 banks, provides a wide range of financial services to over 13 million customers. With tailored solutions for first-time buyers, new Canadians, and investors, BMO's HELOC and rental program offer the flexibility needed to navigate today’s financial landscape.

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Alternative Lenders David Pipe Alternative Lenders David Pipe

NPX

NPX, a product of MERIX Financial, is an alternative lender designed for self-employed individuals, investors, and those with non-traditional income sources. With no stress test requirements, their bank statement program, and flexible debt ratios, NPX caters to borrowers needing tailored mortgage solutions that fit their unique financial situations.

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Home Trust

Home Trust, an alternative lender, focuses on providing flexible mortgage options with a straightforward approval process. Their bank statement program, rental program, and flexible debt ratios cater to borrowers needing tailored mortgage solutions that fit their unique financial situations. Ideal for individuals with bruised credit and self-employed borrowers, Home Trust offers a more accessible path to homeownership compared to traditional lenders.

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Haventree Bank

Haventree Bank, an alternative lender, is dedicated to helping Canadians achieve homeownership through tailored mortgage programs. With features like a bank statement program and flexible debt ratios, Haventree Bank supports business owners and those with bruised credit in obtaining the financing they need.

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Community Trust

Community Trust, an alternative lender, provides customized mortgage solutions for individuals with bruised credit and self-employed professionals with their bank statement program, flexible debt ratios, and rental program. Their acceptance of higher debt ratios makes them an excellent choice for clients seeking flexible financing options outside the traditional banking system.

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Bridgewater Bank

Bridgewater Bank, an alternative lender headquartered in Calgary, specializes in flexible mortgage solutions tailored for self-employed individuals and investors. With a focus on accommodating higher debt ratios and using bank statements as proof of income, Bridgewater Bank is ideal for borrowers who don't fit traditional lending criteria.

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