Explore the List of Mortgage Lenders

Making an informed decision when choosing a mortgage lender is crucial, but navigating the variety of options can be overwhelming. That’s why we’ve created this resource of mortgage lenders in Ontario—to provide you with easy access to the information you need to compare lenders.

For more information about many of the mortgage lenders in Ontario, select the lender by the categorized list below to learn more.

Lender Type:

Based on how the lender does business:

Lending Scenario:

Based on your current situation:

Other Banks David Pipe Other Banks David Pipe

B2B Bank

B2B Bank is a provider of mortgage products and services to financial advisors and mortgage brokers across Canada. With a focus on flexible mortgage solutions, including HELOCs and a bank statement program, B2B Bank supports first-time home buyers, business owners, and self-employed individuals, especially those with bruised credit or new to Canada, by offering competitive rates and adaptable lending options.

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Other Banks David Pipe Other Banks David Pipe

CWB Optimum

CWB Optimum Mortgage offers flexible alternative mortgage solutions for clients. With competitive rates and features like HELOCs, a bank statement program, and a rental program, CWB Optimum is designed to meet the needs of first-time home buyers, business owners, investors, self-employed individuals, and those with bruised credit.

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Other Banks David Pipe Other Banks David Pipe

Equitable Bank

Equitable Bank, one of Canada’s largest Schedule I banks, offers residential and commercial lending solutions, including flexible debt ratios and specialized programs like a rental program and HELOC. Equitable Bank is ideal for business owners, self-employed individuals, and those with bruised credit.

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Other Banks David Pipe Other Banks David Pipe

Manulife Bank

Manulife Bank is a branchless bank and a subsidiary of The Manufacturers Life Insurance Company, offering versatile mortgage solutions tailored for home first-time buyers, business owners, and self-employed individuals. With a rental program and a HELOC product, Manulife Bank provides customized financial tools that adapt to the unique needs of their clients.

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Monolines David Pipe Monolines David Pipe

Strive Capital

Strive Capital Corporation is a Toronto-based monoline lender dedicated to providing residential mortgage solutions tailored for clients with unique financial needs. With competitive rates and a rental program, Strive Capital is ideal for first-time home buyers, self-employed professionals, business owners, and new Canadians looking for flexible mortgage solutions.

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Monolines David Pipe Monolines David Pipe

RMG Mortgages

RMG Mortgages, a division of MCAP Financial Corp, delivers personalized mortgage solutions. With competitive and alternative rates, as well as programs like the bank statement and graduate programs, RMG Mortgages caters to first-time home buyers, self-employed individuals, and new Canadians in need of flexible financing options.

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Monolines David Pipe Monolines David Pipe

RFA

RFA (Realty Financial Advisors) provides flexible mortgage solutions and competitive rates. With programs tailored for first-time home buyers, business owners, and self-employed individuals, RFA offers unique options like the rental program and bank statement program to meet diverse financial needs.

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Monolines David Pipe Monolines David Pipe

MERIX Financial

MERIX Financial is a monoline lender in Canada, providing mortgage solutions since 2005 to over 200,000 Canadians. With competitive rates and flexible financing options, including a rental program, MERIX Financial is ideal for first-time home buyers, self-employed individuals, business owners, and new Canadians looking for customized mortgage solutions.

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Monolines David Pipe Monolines David Pipe

MCAP

As Canada’s largest independent mortgage finance company, MCAP provides tailored mortgage solutions with competitive rates and flexible options. With offerings like the Fusion HELOC and their rental program, MCAP is ideal for first-time home buyers, investors, and self-employed individuals seeking adaptable financing solutions.

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Monolines David Pipe Monolines David Pipe

Marathon Mortgage Corp

Marathon Mortgage Corp is a private Canadian mortgage lender that offers tailored financing solutions with competitive rates. Ideal for first-time home buyers, business owners, and self-employed individuals, Marathon focuses on providing adaptable mortgage options to meet unique financial situations.

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Monolines David Pipe Monolines David Pipe

First National

First National is one of Canada's largest non-bank mortgage lenders, offering a wide range of competitive mortgage solutions. With an emphasis on flexibility and features like the graduate program and rental program, First National is ideal for first-time home buyers, investors, business owners, and new Canadians seeking personalized financing options.

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Monolines David Pipe Monolines David Pipe

CMLS Financial

CMLS Financial is one of Canada's largest independently owned mortgage service providers, offering a variety of competitive mortgage solutions. With options including HELOCs, a rental program, and a graduate program, CMLS Financial is well-suited for first-time home buyers, investors, and self-employed individuals looking for flexible and customized financing.

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Credit Unions David Pipe Credit Unions David Pipe

Meridian

As a member-owned credit union for over 80 years, Meridian has tailored financial solutions, including HELOC and a rental program. They are ideal for first-time home buyers, individuals with bruised credit, and investors, all without requiring a stress test, making it a great option for those seeking flexible lending criteria.

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Credit Unions David Pipe Credit Unions David Pipe

FirstOntario Credit Union

FirstOntario Credit Union serves over 126,000 members with a range of financial products, including flexible mortgage solutions that cater to diverse needs. With offerings like HELOC and rental programs, FirstOntario is ideal for first-time home buyers, investors, and those with bruised credit who are looking for accessible financing options without the burden of a stress test.

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Credit Unions David Pipe Credit Unions David Pipe

DUCA Credit Union

DUCA Credit Union has proudly served over 93,000 members across Southern Ontario since 1954, offering personalized financial solutions, including HELOC and a rental program. With no stress test requirements and flexible debt ratios, DUCA is suited for first-time home buyers, individuals with bruised credit, and investors seeking adaptable financing options.

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Credit Unions David Pipe Credit Unions David Pipe

Desjardins

Desjardins, a leading credit union in Canada with over 100 years of experience, provides a range of financial services, including mortgages tailored for first-time home buyers and investors. With flexible lending solutions like HELOC and a rental program, Desjardins supports clients with diverse financial backgrounds and offers options for rural properties without a stress test.

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Big Banks David Pipe Big Banks David Pipe

TD Canada Trust

TD Canada Trust, one of Canada's Big 5 banks, delivers personalized financial products and services to over 27.5 million customers worldwide. Their Flexline HELOC and rental program are ideal for first-time buyers, investors, and new Canadians seeking strategic financial growth and flexibility.

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Big Banks David Pipe Big Banks David Pipe

Scotiabank

Scotiabank, one of Canada's Big 5 banks, offers a wide range of financial services tailored to first-time buyers, new Canadians, and investors. With innovative solutions like the STEP (Scotia Total Equity Plan) HELOC and a rental program, Scotiabank provides flexible options that help clients achieve their financial goals.

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Big Banks David Pipe Big Banks David Pipe

RBC

RBC, one of Canada's Big 5 banks, offers personal and commercial banking services. Ideal for first-time buyers, new Canadians, and investors, RBC's flexible HELOC and rental program cater to a variety of financial needs and goals.

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Big Banks David Pipe Big Banks David Pipe

CIBC

CIBC, one of Canada's Big 5 banks, specializes in customized banking and investment solutions for diverse clients, including first-time buyers and new Canadians. With comprehensive offerings like HELOC and a rental program, CIBC provides the tools necessary for individuals and businesses to reach their financial aspirations.

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